Job Description

Internal Mortgage Loan Originator - Consumer Direct Division

Compensation: $18/hour + commission (based on production) + full benefits + overtime available
Locations: Dallas, TX | Jacksonville, FL | New Jersey | Remote available for experienced LOs

Ready to close more, earn more, and leave the cold-calling behind?

Our client, a nationally recognized mortgage lender, is expanding its high-performance Consumer Direct Division - a centralized, lead-driven platform built for top-producing Loan Originators who thrive in fast-paced, high-volume environments.

This is more than a mortgage sales job - it's a chance to join a modern, performance-driven platform that rewards results, offers inbound lead flow, and provides opportunities for both inside and outside originators across the U.S.

What Makes This Role Different

This isn't traditional retail lending. With a marketing engine designed for speed and conversion, originators in this division average just 1-1.4 offers to close - compared to the industry standard of 8.5. That means higher close ratios, faster commissions, and more time doing what you do best: closing deals.

What You'll Do

• Work inbound leads generated by digital campaigns, direct mail, and referral networks - no cold calling required

• Collect borrower data, complete loan applications, and pre-qualify applicants

• Advise on loan programs, underwriting criteria, and disclosures

• Maintain proactive communication with borrowers, processors, and team leads

• Provide credit guidance and restructuring strategies when necessary

• Ensure compliance with lending regulations (TILA, RESPA, ECOA, etc.)

• Consistently meet or exceed monthly closing and funding benchmarks

What You'll Bring

• Active NMLS license (multi-state preferred)

• Experience in a Consumer Direct or centralized lending environment

• Familiarity with conventional, FHA, VA, and non-QM products

• Strong phone-based sales and communication skills

• Ability to manage multiple files with precision and urgency

• A goal-oriented mindset with comfort in a high-volume production model

Why You'll Thrive Here

• Inbound leads provided - no self-sourcing or Realtor chasing

• Remote positions available for experienced Loan Officers

• Competitive pay structure: $18/hour base + tiered commissions + overtime

• Streamlined process focused on conversion and performance

• Opportunities for advancement within a nationally visible division

• Supportive leadership and a collaborative team culture

Job Tags

Remote work,

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